The Foundation of Bitcoin-Backed DeFi
USDB is the collateralized stablecoin powering the 963X ecosystem. Built on over-collateralized Bitcoin and LST assets, it enables liquid staking growth while providing governance rights and real yield to stakers.
USDB is the primary collateral stablecoin of the 963X Network - a fully-backed, non-algorithmic asset that serves as the foundation for all DeFi operations.
Unlike UST or FRAX, every USDB is backed by real Bitcoin collateral. No reflexive token mechanics or death spirals.
Deposit stBTC, LBTC, or other yield-bearing Bitcoin derivatives and mint USDB while continuing to earn staking rewards.
Redeem USDB for underlying BTC collateral at any time. No waiting periods, no exit fees during normal operations.
| Feature | USDB | USDO |
|---|---|---|
| Purpose | Collateral Stablecoin | Settlement Currency |
| Backing | BTC, WBTC, stBTC (150%+) | USDB 1:1 + Insurance Fund |
| Use Cases | Minting, Redemptions, Staking | Trading, Fees, Rewards |
| Yield | 6-10% from Staking | 3-6% from Protocol Fees |
| Role | Foundation Layer | Execution Layer |
USDB sits at the base of the 963X 6-layer architecture, providing the collateral foundation that powers all other layers.
USDB accepts multiple forms of Bitcoin collateral, including liquid staking tokens that continue earning yield while locked.
| Asset | Collateral Ratio | APR Yield | Liquidation |
|---|---|---|---|
BTC (Native) | 150% | 0% | 120% |
WBTC | 155% | 0% | 125% |
stBTC (Babylon) | 140% | 5-8% | 115% |
LBTC (Lombard) | 140% | 6-10% | 115% |
cbBTC (Coinbase) | 155% | 0% | 125% |
When you deposit LST tokens like stBTC or LBTC, you continue earning the underlying staking yield (5-10% APY) while simultaneously accessing liquidity through USDB. This creates a capital-efficient system where your Bitcoin works twice as hard.
Staking USDB unlocks real yield from protocol fees, governance rights, and priority access to the 963X ecosystem.
40% of all protocol trading fees distributed to USDB stakers
Vote on fee structures, leverage limits, and new market listings
30% of fees go to insurance fund protecting your deposits
Early access to new features, higher withdrawal limits